For some of us there is no playing better, there is only good days and bad days. You too could have a bad day and that person with the 165 tag will take your 6 tag. Everyone has good days and bad days. I don’t care who you are. Ok 165 may be a little extreme but someone in say mid 70s could do it without too much trouble. But your saying that they can’t have it because they are an intermediate player? That’s just not right. There are no written rules for the bag tags challenge, for NUDGA. Therefore there are only opinions, and like a__holes, everyone has one. Any rules you might find online will be different for every club.
I vote no for different divisions as far as tags go, but for payout $$ go for it.